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　　标题：HowMuchMoneyIsEnoughforYou？8AnswerstoanUncommonQuestion
　　source：inc丨byMINDAZETLIN
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　　Whatdoesmoneymeantoyou？Wouldyoubehappyifyouhadjustenoughtocoveryourbills，plusmaybealittlemoreforanoccasionaldinnerout？Areyouhopingtosendyourchildrentoanexpensivecollege，orretireinstyle？Doyouhavedebtsyouneedtopayoff？Areyousavinguptobuyahouseortakeadreamvacation？
　　Howmuchmoneywouldbeenough？
　　I’vebeenthinkingalotaboutmoneylatelyandthechoiceswemakeaboutit，becausemyownincometookabigjumpbetween2013and2014，whichfortunatelyfinancedourmovefromtheEastCoasttotheWestCoastbutunfortunatelyleftuswithsometaxdebt。NowIhavesomedecisionstomakeabouthowmuchIneedtomake，andhowmanyhoursaweekIshouldbeworking。
　　It’sforcedmetoaskmyselfhowmuchmoneyisenoughformeandmyfamily。Ifyou’veneveraskedyourselfthesamequestion，consideraskingitnow。
　　Thoughmostofusaskforraisesandsomeevenbuylotterytickets，thetruthisthatmoneydoesn’tleadtohappinesspastacertainverylimitedpoint。Thatpointchangesdependingwhereyoulive，sincecostoflivingiswidelyvariablefromplacetoplace。ButthroughoutmostoftheUnitedStates，thatnumberisfivefigures，notsixsomewherebetween65，000and99，000peryear。Inotherwords，it’snotsomuchthatmoneybuyshappinessasthatnothavingenoughmoneyforacomforlifecancauseunhappiness。
　　Evenwhenwe’rewellawareoftheresearch，mostofusdowantanincomeabovethatlevel。Nothingwrongwiththat。Butrememberthatmoneyisreallynothingbutnumbersinabankstatement，balancesheet，paystub，orinvestmentaccount。It’sthemeaningweapplytothosesimplelittledigitsthatgivemoneyitspowertoentranceandsometimesenslaveus。
　　Sobeforeyougetsuckedintoadesperateandunendingefforttoraisethosenumbersjustalittlebit，stopandaskyourselfexactlywhatmoneymeanstoyou。Theanswersaredifferentforeveryone。Butherearesomeofthemostcommon：
　　1。Ascorecard
　　Theworldofbusinesscanseemlikeagiantgame，andthemoremoneyyoutakehomeattheendofaweekoramonth，themoreyou’rewinningthegame。Itdoesn’tevenmatterwhatyoudowiththemoney，solongasyou’remakingmorethanthenextperson。Thisiswhymostemployersguardtheiremployees’salariesasdeep，darksecret。
　　Theonlyproblemwiththisapproachis，nomatterhowmuchyoumake，therewillalwaysbesomeonemakingmorethanyou，evenifit’sWarrenBuffett。Ifthisisyourmeasureofsuccess，youmayneverfeelyou’vegottenthere。
　　2。Validation
　　Toconfusetheissue，successinthebusinessworldisscoredindollarsforthemostpart。Ifyoustartabusinessandithasmillionsofdollarsinsalesafterthefirstyear，thatmeanscustomerslikewhatyou’redoingandyourcompanyisasuccess。Ifyourrevenuesarecountedinthehundreds，yourcompanyisseenasafailure。
　　Fairenough，butrememberthatevenifyou’reanentrepreneur，yourcompany’sincomeandyourownarenotpreciselythesamething。Andwhileit’struethatanycompanyneedstoturnaprofit，oratleastbreakeven，tostayaliveforthelongterm，it’sequallytruethatorganizationswhoseonlypurposeistomakemoneyrarelydowelloverthelongrun。Ifthat’syouronlygoal，considerfindingoneortwomore。
　　3。Stuffyoucanbuy
　　Weliveinaconsumersociety，soit’snaturalforallofustofeeltheurgetopossessthenextsmartphone，thenewestsmartwatch，thatperfectarticleofclothingorthatspectacularvacation。That’sfinebutnoneoftheseneatopossessionsreallyhasanythingtodowithhappiness。Andifyou’retoobusyorimportanttoleaveworkcompletelybehindforaweekortwo，thatspectacularvacationwillbewastedonyou。
　　4。Security
　　Ihaveafriendwholikeshavingayear’ssalaryinhissavingsaccountatalltimes。Itmakeshimfeelsafe，andIdon’tblamehim。Yearsago，hewasleftasingleparentwithanuncertainincomeandhebuiltabusinessfromscratchsothathisfamilywouldalwaysbeprovidedfor。
　　Ifyou’veeverlivedthroughhardtimes，somethingIadmitIhaven’t，noonecanblameyouforwantingthesenseofsecuritymoneycanprovide。Buthereagain，stopandaskyourselfhowmuchisenough，acknowledgingthatyoucan’tplanorprovideforeverypossiblecatastrophe。Setthatnumberasagoal。Otherwiseyoucouldwindupsavingforeverandneverstoppingtospendmoneyactuallyenjoyingyourlife。
　　5。Ahappyretirement
　　We’veallbeentoldadnauseamthatweneedtoplanfor，retirement。AndI’lladmittobeingoldenoughthatthisadviceistoughtoignore。Buthereagain，youdon’thaveto，andshouldn’t，besavingeverypenny。Determinewhatyouthinkyou’llneedconsiderworkingwithafinancialplannertogetthatnumberrightandthenrelaxaboutit。Youwantacomforretirement，butit’sabadbargaintogiveupyourhappinessnowtogetit。
　　6。Love
　　Forsomepeople，moneyisthebestoronlywaytheyknowtoexpresslove。Iknowmyfatherwasoneofthem。EverytimeIcamehomefromcollege，hewouldwanttositdownandtalktomeabouthiswill，hispeculiarwayoftellingmehemissedme。Ironically，heranintobankruptcybeforehediedandwoundupleavingmenothing。Exceptforahollowfeelingandalotofregretforthemissedopportunitieshehadtoshowmehelovedmeinamorestraightforwardway。Don’tletthishappentoyou。
　　7。Agoodlifeforyourchildren
　　Whatparentdoesn’twantthis？Ifwhatmoneymeanstoyouisthechancetogiveyourchildreneveryadvantageandeducationalopportunityespeciallyifyoudidn’thavethemyourselfthatmakesalotofsense。Justkeepinmindthatyourchildren’sliveslikelywon’tturnoutthewayyouplan。I’veknowntoomanypeoplewhoseparentssprangforIvyLeagueeducationsonlytoseetheiroffspringtakeoffonbohemiancareerssuchasguitarplayingorsongwriting。Besides，thebestgiftyoucangiveyourchildrenandanyoneelseinyourlifewillalwaysbeyourself。
　　8。Freedom
　　Thisiswhatalotofusareworkingforthechancetofinallytellouremployers，creditors，oranyoneelse，togotakeahikebecausewehavewhatweneed。It’sthereasonmanyofuswanttostartbusinesses。Freedomisagreatgoal。Justrememberthatit’sanattainablegoal，anditmaybemoreattainablethanyouthink，ifyou’rewillingtogiveupsomeextraneousexpenses。
　　Iffreedomisyourdesire，youwanttospendasmuchtimeaspossibleactuallyenjoyingit。Sofigureoutwhattheminimumamountofmoneyisthatyouneedtosetyourselffree，andthengoforit。Chancesare，it’scloserthanyouthink。